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Articles (2015), Journal of Banking and Finance, 43 (1), pp. 48-57

Does information sharing reduce the role of collateral as a screening device?

Karapetyan Artashes , Stacescu Bogdan

We show that information sharing via a credit bureaus and registers may increase, rather than decrease, the role of collateral: it can be required in loans to high-risk borrowers in cases when it is not in the absence of information sharing.

KARAPETYAN, A. and STACESCU, B. (2015). Does information sharing reduce the role of collateral as a screening device? Journal of Banking and Finance, 43(1), pp. 48-57.