Essec\Faculty\Model\Contribution {#2233 ▼
#_index: "academ_contributions"
#_id: "10366"
#_source: array:26 [
"id" => "10366"
"slug" => "10366-the-influence-of-supplementary-health-insurance-on-switching-behaviour-evidence-from-swiss-data 
10366-the-influence-of-supplementary-health-insurance-on-switching-behaviour-evidence-from-swiss-dat "
"yearMonth" => "2009-11"
"year" => "2009"
"title" => "The influence of supplementary health insurance on switching behaviour: evidence from Swiss data"
"description" => "DORMONT, B., GEOFFARD, P.Y. et LAMIRAUD, K. (2009). The influence of supplementary health insurance on switching behaviour: evidence from Swiss data. <i>Health Economics</i>, 18(11), pp. 1339-1356. DORMONT, B., GEOFFARD, P.Y. et LAMIRAUD, K. (2009). The influence of supplementary health insurance "
"authors" => array:3 [
0 => array:3 [
"name" => "LAMIRAUD Karine"
"bid" => "B00278040"
"slug" => "lamiraud-karine"
]
1 => array:1 [
"name" => "DORMONT B."
]
2 => array:1 [
"name" => "GEOFFARD Pierre-Yves"
]
]
"ouvrage" => ""
"keywords" => array:4 [
0 => "competition in health insurance"
1 => "switching behaviour"
2 => "premium convergence"
3 => """
supplementary\n
insurance
"""
]
"updatedAt" => "2021-07-13 14:31:33"
"publicationUrl" => null
"publicationInfo" => array:3 [
"pages" => "1339-1356"
"volume" => "18"
"number" => "11"
]
"type" => array:2 [
"fr" => "Articles"
"en" => "Journal articles"
]
"support_type" => array:2 [
"fr" => "Revue scientifique"
"en" => "Scientific journal"
]
"countries" => array:2 [
"fr" => null
"en" => null
]
"abstract" => array:2 [
"fr" => """
This paper focuses on the switching behaviour of enrolees in the Swiss basic health insurance system. Even though\n This paper focuses on the switching behaviour of enrolees in the Swiss basic health insurance system
the new Federal Law on Social Health Insurance (LAMal) was implemented in 1996 to promote competition\n the new Federal Law on Social Health Insurance (LAMal) was implemented in 1996 to promote competitio
among health insurers in basic insurance, there is limited evidence of premium convergence within cantons. This\n among health insurers in basic insurance, there is limited evidence of premium convergence within ca
indicates that competition has not been effective so far, and reveals some inertia among consumers who seem\n indicates that competition has not been effective so far, and reveals some inertia among consumers w
reluctant to switch to less expensive funds. We investigate one possible barrier to switching behaviour, namely the\n reluctant to switch to less expensive funds. We investigate one possible barrier to switching behavi
influence of supplementary insurance. We use survey data on health plan choice (a sample of 1943 individuals\n influence of supplementary insurance. We use survey data on health plan choice (a sample of 1943 ind
whose switching behaviours were observed between 1997 and 2000) as well as administrative data relative to all\n whose switching behaviours were observed between 1997 and 2000) as well as administrative data relat
insurance companies that operated in the 26 Swiss cantons between 1996 and 2005. The decision to switch and the\n insurance companies that operated in the 26 Swiss cantons between 1996 and 2005. The decision to swi
decision to subscribe to a supplementary contract are jointly estimated.\n
Our findings show that holding a supplementary insurance contract substantially decreases the propensity to\n Our findings show that holding a supplementary insurance contract substantially decreases the propen
switch. However, there is no negative impact of supplementary insurance on switching when the individual assesses\n switch. However, there is no negative impact of supplementary insurance on switching when the indivi
his/her health as ¿very good¿. Our results give empirical support to one possible mechanism through which\n his/her health as ¿very good¿. Our results give empirical support to one possible mechanism through
supplementary insurance might influence switching decisions: given that subscribing to basic and supplementary\n supplementary insurance might influence switching decisions: given that subscribing to basic and sup
contracts with two different insurers may induce some administrative costs for the subscriber, holding\n contracts with two different insurers may induce some administrative costs for the subscriber, holdi
supplementary insurance acts as a barrier to switch if customers who consider themselves ¿bad risks¿ also believe\n supplementary insurance acts as a barrier to switch if customers who consider themselves ¿bad risks¿
that insurers reject applications for supplementary insurance on these grounds. In comparison with previous\n that insurers reject applications for supplementary insurance on these grounds. In comparison with p
research, our main contribution is to offer a possible explanation for consumer inertia. Our analysis illustrates how\n research, our main contribution is to offer a possible explanation for consumer inertia. Our analysi
consumer choice for one¿s basic health plan interacts with the decision to subscribe to supplementary insurance. consumer choice for one¿s basic health plan interacts with the decision to subscribe to supplementar
"""
"en" => """
This paper focuses on the switching behaviour of enrolees in the Swiss basic health insurance system. Even though\n This paper focuses on the switching behaviour of enrolees in the Swiss basic health insurance system
the new Federal Law on Social Health Insurance (LAMal) was implemented in 1996 to promote competition\n the new Federal Law on Social Health Insurance (LAMal) was implemented in 1996 to promote competitio
among health insurers in basic insurance, there is limited evidence of premium convergence within cantons. This\n among health insurers in basic insurance, there is limited evidence of premium convergence within ca
indicates that competition has not been effective so far, and reveals some inertia among consumers who seem\n indicates that competition has not been effective so far, and reveals some inertia among consumers w
reluctant to switch to less expensive funds. We investigate one possible barrier to switching behaviour, namely the\n reluctant to switch to less expensive funds. We investigate one possible barrier to switching behavi
influence of supplementary insurance. We use survey data on health plan choice (a sample of 1943 individuals\n influence of supplementary insurance. We use survey data on health plan choice (a sample of 1943 ind
whose switching behaviours were observed between 1997 and 2000) as well as administrative data relative to all\n whose switching behaviours were observed between 1997 and 2000) as well as administrative data relat
insurance companies that operated in the 26 Swiss cantons between 1996 and 2005. The decision to switch and the\n insurance companies that operated in the 26 Swiss cantons between 1996 and 2005. The decision to swi
decision to subscribe to a supplementary contract are jointly estimated.\n
Our findings show that holding a supplementary insurance contract substantially decreases the propensity to\n Our findings show that holding a supplementary insurance contract substantially decreases the propen
switch. However, there is no negative impact of supplementary insurance on switching when the individual assesses\n switch. However, there is no negative impact of supplementary insurance on switching when the indivi
his/her health as ¿very good¿. Our results give empirical support to one possible mechanism through which\n his/her health as ¿very good¿. Our results give empirical support to one possible mechanism through
supplementary insurance might influence switching decisions: given that subscribing to basic and supplementary\n supplementary insurance might influence switching decisions: given that subscribing to basic and sup
contracts with two different insurers may induce some administrative costs for the subscriber, holding\n contracts with two different insurers may induce some administrative costs for the subscriber, holdi
supplementary insurance acts as a barrier to switch if customers who consider themselves ¿bad risks¿ also believe\n supplementary insurance acts as a barrier to switch if customers who consider themselves ¿bad risks¿
that insurers reject applications for supplementary insurance on these grounds. In comparison with previous\n that insurers reject applications for supplementary insurance on these grounds. In comparison with p
research, our main contribution is to offer a possible explanation for consumer inertia. Our analysis illustrates how\n research, our main contribution is to offer a possible explanation for consumer inertia. Our analysi
consumer choice for one¿s basic health plan interacts with the decision to subscribe to supplementary insurance. consumer choice for one¿s basic health plan interacts with the decision to subscribe to supplementar
"""
]
"authors_fields" => array:2 [
"fr" => "Economie"
"en" => "Economics"
]
"indexedAt" => "2025-03-14T19:21:40.000Z"
"docTitle" => "The influence of supplementary health insurance on switching behaviour: evidence from Swiss data"
"docSurtitle" => "Articles"
"authorNames" => "<a href="/cv/lamiraud-karine">LAMIRAUD Karine</a>, DORMONT B., GEOFFARD Pierre-Yves"
"docDescription" => "<span class="document-property-authors">LAMIRAUD Karine, DORMONT B., GEOFFARD Pierre-Yves</span><br><span class="document-property-authors_fields">Economie</span> | <span class="document-property-year">2009</span> <span class="document-property-authors">LAMIRAUD Karine, DORMONT B., GEOFFARD Pierre-Yves</span><br> "
"keywordList" => """
<a href="#">competition in health insurance</a>, <a href="#">switching behaviour</a>, <a href="#">premium convergence</a>, <a href="#">supplementary\n <a href="#">competition in health insurance</a>, <a href="#">switching behaviour</a>, <a href="#">pr
insurance</a>
"""
"docPreview" => "<b>The influence of supplementary health insurance on switching behaviour: evidence from Swiss data</b><br><span>2009-11 | Articles </span> <b>The influence of supplementary health insurance on switching behaviour: evidence from Swiss data< "
"docType" => "research"
"publicationLink" => "<a href="#" target="_blank">The influence of supplementary health insurance on switching behaviour: evidence from Swiss data</a> <a href="#" target="_blank">The influence of supplementary health insurance on switching behaviour: "
]
+lang: "fr"
+"_type": "_doc"
+"_score": 8.744616
+"parent": null
}
